Smart KhataKart
Har Ghar Ka Digital Khata
Credit shopping at partner shops, digital khata, transparent billing, and timely reminders — all on one trusted platform.
Operated by North Bengal Medicare LLP · LLPIN ACE-2412 · PAN AAWFN0603Q
Why choose Smart KhataKart?
A complete digital khata solution for customers, merchants, agents, and branches.
Credit Shopping
Scan QR at a partner shop, buy today, pay later — simple BNPL.
Merchant Billing
Fast QR billing, settlement tracking, and sales reports for shop owners.
Agent Network
Sales agents can refer customers and track commission — on bills and membership.
Branch Admin
Multi-branch management, KYC approval, recovery, settlements — full control.
SMS & WhatsApp
Payment reminders, due alerts, and daily updates — keep customers informed on time.
Membership Card
Annual membership, PVC card, and verified membership ID — a professional identity.
How does it work?
Get started in three simple steps.
Register & KYC
Sign up as a customer or merchant, upload documents, and get admin approval.
Shop with QR
Merchant scans the customer QR, enters the bill, and confirms with OTP.
Pay on Time
Customer pays in the app, credit is restored, and the merchant receives settlement.
Mobile Apps Download
Android APK — separate apps for Customer, Merchant, Agent, and Admin.
Customer App
Credit shopping, QR pay, bills, and membership — all in one app.
Upload PendingMerchant App
Scan customer QR, create bills, and track settlements and sales.
Download APKAdmin App
Branch / Super Admin — manage customers, merchants, and recovery.
Download APK